One Call. Complete Coverage.
From the moment disaster strikes to the day you walk back into a fully restored property — PURE manages every step.
Claims Consulting & Advocacy
We work for you — not the insurance company.
When you file an insurance claim, the carrier sends their own adjuster whose job is to minimize what they pay out. PURE coordinates our in-house network of licensed public adjusters who work exclusively for you — reviewing your policy, documenting every loss, and negotiating directly with the carrier to maximize your settlement.
What's Included
- Full policy review and coverage analysis
- Professional damage documentation and photography
- Xactimate-based scope of loss preparation
- Coordinated carrier negotiation through licensed PA network
- Supplement filing for missed or underpaid items
- Appraisal and umpire process management
Emergency Mitigation Services
Stop the damage. Protect your claim.
After a loss, every hour matters. Unmitigated water, fire, or storm damage compounds quickly — and carriers can deny claims when damage isn't properly contained. PURE's IICRC-certified mitigation team responds fast, stops further damage, and documents everything for your claim.
What's Included
- 24/7 emergency response
- Water extraction and structural drying
- Mold testing and remediation
- Emergency board-up and tarping
- Smoke and soot removal
- Environmental treatment and air quality testing
Full Property Restoration
From demolition to the final nail.
Most policyholders are left to manage contractors, permits, and the entire rebuild alone after the settlement check arrives. PURE manages the complete restoration, from demolition through final inspection, ensuring the work matches the claim scope and your property is returned to pre-loss condition.
What's Included
- Structural repairs and framing
- Roofing replacement and repair
- Flooring, drywall, and interior finishes
- Electrical, plumbing, and HVAC coordination
- Permit management and code compliance
- Final walkthrough and punch-list completion
Church & Ministry Property Claims
Specialized advocacy for houses of worship.
Church insurance policies are uniquely complex — covering sanctuaries, fellowship halls, parsonages, and ministry equipment under specialized endorsements. PURE has deep experience with church carriers and understands the specific coverage language that applies to ministry properties.
What's Included
- Church-specific policy analysis
- Fellowship hall and sanctuary damage claims
- Ministry equipment and contents claims
- Business interruption for ministry operations
- Brotherhood Mutual, Church Mutual, GuideOne expertise
- Congregation communication support
Commercial Property Claims
Multi-family, retail, and commercial expertise.
Commercial claims are larger, more complex, and carry higher stakes. PURE's commercial claims team manages multi-family, retail, office, and industrial property claims with the same precision and advocacy we bring to every client — with complete transparency at every stage.
What's Included
- Multi-family and apartment complex claims
- Retail and office property damage
- Business interruption and loss of income
- Inventory and equipment claims
- Tenant coordination and communication
- Large-loss project management
Claim Dispute, Denial & Appeal
Denied? Underpaid? We fight back.
A denied or underpaid claim is not the end of the road — it's the beginning of the fight. PURE's dispute team re-opens closed claims, files formal appeals, and invokes the appraisal process when carriers refuse to pay what's owed. We have a proven track record of reversing denials.
What's Included
- Denial review and coverage analysis
- Formal appeal letter preparation
- Appraisal and umpire process
- Supplemental claim filing
- Expert report coordination
- Bad faith insurance claim support
Ready to Start Your Claim?
No upfront cost. No obligation. A PURE advocate will review your claim and tell you exactly what you're entitled to.